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Case Studies
Ins Times 2002
NU Example
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Keys in the ignition.
When considering claims where it is alleged
that keys were left in the Ignition, you may wish to consider a 2004 report
entitled 'Emerging methods of car theft - theft of keys' prepared by the Home
Office which can be accessed in pdf format by
clicking here
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For case
studies, actual claims considered by the Financial Ombudsman Service (FOS) whose
predecessor was the Insurance Ombudsman (OB) over the years, please
click here or follow the left hand link 'Case Studies'.
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In 2002 the
Insurance Times published an article
"Key clause in motor claim" which can be read by
clicking here or following the 'Ins Times 2002' link to the left. The
article made reference to the case of Hayward vs. Norwich Union.
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The case of
Hayward vs. Norwich Union raises a number of issues and the saga can be read by
clicking here or following the 'NU Example' link to
the left. The NU example resulted in an examination of the case that can
be read by clicking here and in 2001 the Ombudsman
made reference to the case the observations can be read by
clicking here.
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